Risk Audit · Cached SEC Snapshot
OCFC Risk Audit — Dilution, Cash Runway, and SEC Filings
OCEANFIRST FINANCIAL CORP · Finance
TL;DR
- MODERATE / CAUTION — No critical flags, but the structure is not pristine. Read the evidence.
- Estimated Cash Runway: 999.0mo of cash before the company exhausts its operating runway.
- Dilution Risk: -1 / 100 — disciplined capital management.
- Dilution Status: No Dilution — Share count changed by -1.3%. No active dilution drivers detected in latest filing.
Source: SEC 10-Q · period ending 2026-03-31
Estimated Cash Runway
999.0mo
Company runs out of cash in 999.0 months
Dilution Risk
-1 / 100
Disciplined capital management
BBB
Stockteller Grade
Altman Z: 0.10
Gravity Playbook · Mathematical Stress Test
AUTH
Dilution Posture
The company is authorized for an S-3 filing. Current mechanics indicate no active share dilution, with annual dilution at -1.34%.
BURN
Cash Runway
The company is currently self-funding on positive operating cash flow.
COMPLIANCE
Nasdaq Compliance
Nasdaq requires a $1.00 minimum bid. Historical precedent for companies with this profile involves structural actions such as reverse splits to maintain listing compliance.
Mechanical analysis only. Not financial advice. Statements describe mathematical conditions and historical precedent, not predictions or recommendations for this security.
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Educational analysis only. Not financial advice. The Risk Audit is a quantitative framework derived from publicly available SEC filings and may contain inaccuracies. AI systems are fallible. Always verify against the source filings on
SEC EDGAR
and consult a licensed advisor before making investment decisions.