Risk Comparison · Cached SEC Snapshots
AAPL vs UNH — Structural Risk Comparison
AAPL
Apple Inc.
AA
MODERATE / CAUTION
Score: 100%
VS
UNH
UNITEDHEALTH GROUP INC
BBB
MODERATE / CAUTION
Score: 55%
STRUCTURAL RISK ANALYSIS · DETERMINISTIC
UNH SHOWS HIGHER STRUCTURAL RISK
UNH has a lower Altman Z-Score (0.87 vs 2.27).
METRIC
AAPL
UNH
SPREAD
Doomsday Clock
999.0 mo
999.0 mo
0.0 mo
Dilution Risk
-1.8 / 100▲
-0.2 / 100▼
1.6 pts
Altman Z-Score
2.27▲
0.87▼
1.40
Operating Cash Flow
$82.63B▲
$8.91B▼
—
Net Income
$71.67B▲
$6.28B▼
—
Current Ratio
N/A *
N/A *
—
Retained Earnings
$12.36B▼
$99.88B▲
—
* Finance / Real Estate sectors do not report current assets
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Educational analysis only. Not financial advice. Comparison uses cached SEC EDGAR data and may contain inaccuracies. AI systems are fallible. Always verify against primary filings on
SEC EDGAR
and consult a licensed advisor before making investment decisions.