Risk Comparison · Cached SEC Snapshots

AAPL vs CLOV — Structural Risk Comparison

AAPL
Apple Inc.
AA MODERATE / CAUTION
Score: 100%
VS
CLOV
CLOVER HEALTH INVESTMENTS, CORP. /DE
AA MODERATE / CAUTION
Score: 58%
STRUCTURAL RISK ANALYSIS · DETERMINISTIC
CLOV SHOWS HIGHER STRUCTURAL RISK
CLOV has a lower Altman Z-Score (-1.04 vs 2.27).
METRIC
AAPL
CLOV
SPREAD
Doomsday Clock
999.0 mo
999.0 mo
0.0 mo
Dilution Risk
-1.8 / 100
0.0 / 100
1.8 pts
Altman Z-Score
2.27
-1.04
3.31
Operating Cash Flow
$82.63B
$107.9M
Net Income
$71.67B
$27.3M
Current Ratio
N/A *
N/A *
Retained Earnings
$12.36B
-$2.26B
* Finance / Real Estate sectors do not report current assets
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Educational analysis only. Not financial advice. Comparison uses cached SEC EDGAR data and may contain inaccuracies. AI systems are fallible. Always verify against primary filings on SEC EDGAR and consult a licensed advisor before making investment decisions.