Risk Comparison · Cached SEC Snapshots

AAPL vs BCML — Structural Risk Comparison

AAPL
Apple Inc.
AA MODERATE / CAUTION
Score: 75%
VS
BCML
BayCom Corp
BBB MODERATE / CAUTION
Score: 55%
STRUCTURAL RISK ANALYSIS · DETERMINISTIC
BCML SHOWS HIGHER STRUCTURAL RISK
BCML has a lower Altman Z-Score (0.13 vs 1.13).
METRIC
AAPL
BCML
SPREAD
Doomsday Clock
999.0 mo
999.0 mo
0.0 mo
Dilution Risk
-2.3 / 100
-1.6 / 100
0.6 pts
Altman Z-Score
1.13
0.13
1.00
Operating Cash Flow
$53.92B
$7.0M
Net Income
$42.10B
$8.2M
Current Ratio
N/A *
N/A *
Retained Earnings
-$2.18B
$183.8M
* Finance / Real Estate sectors do not report current assets
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Educational analysis only. Not financial advice. Comparison uses cached SEC EDGAR data and may contain inaccuracies. AI systems are fallible. Always verify against primary filings on SEC EDGAR and consult a licensed advisor before making investment decisions.